Savings Corner

APRIL 4, 2024

Try to boost your credit score ahead of time by paying off credit card balances and avoid applying for new credit accounts. Income verification: You can provide a pay stub, bank statements, tax returns or even 1099 forms if you’re self-employed.

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Debt Credit Cards Credit Home Improvement 52

The Frugal Girl

MARCH 4, 2024

We live on the side of a small mountain in a quiet, rural town, but we’re less than 20 miles from a city of about 25,000 people and its shopping and dining opportunities. I still remember saving my change as a kid so I could “shop” for books at yard sales.) Alan and I, by choice, bought land in an area with low property taxes.

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Green And Frugal Kids and Family Hotel Frugal 180

Savings Corner

APRIL 4, 2024

But there’s one key difference: You use the cash from the equity you’ve built in your home to repay other non-mortgage debt, like credit card balances. Streamline refinance Caret Down A streamline refinance accelerates the process for borrowers by eliminating some refinance requirements, such as a credit check or appraisal.

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Refinancing Work Debt Financial Goals 52

Savings Corner

DECEMBER 24, 2023

Get started: You can get your credit report and score from each of the three major credit reporting agencies, Equifax, Experian and TransUnion, for free once a year. Your bank or credit card company might offer free access to your score or credit report, too. Determine the maximum loan you qualify for.

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Real Estate Buy Buying Credit 52