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Forget the Small Stuff; Save Money on Bigger Costs

Prairie Eco-Thrifter

However, cutting these simple pleasures from your life doesn’t have to be the answer you’re looking for when it comes to your finances. If you thought paying for “regular” cable at about $100 a month was bad, consider what you’re paying for premium cable. About a year and a half ago I refinanced my house.

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Best Graduate Student Loan Options of January 2024

Savings Corner

Use grad PLUS loans if you’ve maxed out your federal direct unsubsidized loans and still want to use federal loans to pay for graduate school. College Ave Graduate Student Loan College Ave is a good choice if you’re working your way through graduate school.

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Get your FREE Family Balance Sheet Excel Spreadsheet

Family Balance Sheet

I STILL use our spreadsheet today. Net worth is used often in regards to wealthy families, but honestly, it’s a formula everyone should embrace , so it’s time to change our mindset. This house was less than what the bank said we could afford. Many institutions didn’t even charge us fees to move our loans.

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How To Get A Personal Loan In 8 Steps

Savings Corner

Key takeaways Determine how much you need before you apply to avoid requesting more money after you’re approved or borrowing more than you need. Compare options from multiple personal loan lenders before applying to make sure you’re getting a competitive interest rate and fee structure.

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Down Payment on a House: How Much Do You Really Need?

Savings Corner

NerdWallet’s Best-Of Award Winner Best Mortgage Lender For Cash-Out Refinancing NBKC: NMLS#409631 5.0 It offers a significant volume of cash-out refinancing with unusually low origination fees. You use a loan to pay the rest of the purchase price over time. Avoid using your entire savings for a down payment.