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Money Matters - How to Build Healthy Financial Habits and Prevent Future Debt

Motherhood Moments

Or, instead of dining out every night, you may opt to cook at home more often. So, when “unpleasant surprises” arise, like a car repair or medical bill, you’re confident that you have enough money set aside to cover these. Credit can be a valuable tool when used wisely, but it can also quickly lead to debt if you're not careful.

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Four Easy Ways to Save on Basic Necessities

Prairie Eco-Thrifter

If you are one of these families who have eliminated spending on “wants” but still struggle to pay the bills or save money, perhaps cutting back on necessities is an option you should consider. Most restaurant-style meals are easy to prepare at home at a fraction of the cost, and you are able to control what ingredients are included.

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How to Live a Frugal Lifestyle

Teresa's Deals

Use Coupons. I do remember when I was young, my mom using coupons but now that I think back on it, she was not using them the right way. I had no clue how to use them the right way either but after about a year of learning, I did learn. I love to cook at home and it saves us a so much money.

Frugal 100
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How to Live a Frugal Lifestyle

Teresa's Deals

Use Coupons. I do remember when I was young, my mom using coupons but now that I think back on it, she was not using them the right way. I had no clue how to use them the right way either but after about a year of learning, I did learn. I love to cook at home and it saves us a so much money.

Frugal 100
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6 Ways to Change Your Spending Habits

Prairie Eco-Thrifter

Besides not being great for your health, you could be using this time for more useful tasks. Instead of watching TV, why not try learning a new skill that could lead to a raise at work; Or, why not use this time to develop some forms of passive income that can go towards your savings. Cook at home.

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Interview with a Self-Made Millionaire

Prairie Eco-Thrifter

For so long, we plodded along with next to nothing while our neighbors were running up their charge cards and using home equity loans to take vacations. But, I can’t believe people are making big bucks telling other people how to control their spendthrift ways, or sharing how to shave a few cents off a grocery bill.

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Keeping it Simple: Strategies for Financial Security

Prairie Eco-Thrifter

This can be as simple as forgoing dinner out sometimes and cooking at home more; taking your lunch from home sometimes instead of always buying it; and the oldie but goodie – giving up one expensive Starbucks coffee a day. Debit cards allow you 24/7 access to your own money and help to reduce the use of credit cards.

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