Family Balance Sheet

OCTOBER 18, 2019

We ran the numbers of the purchase and they looked great on paper, but paper doesn’t account for a new server, a roof leak, unexpected medical bills, and other calamities. To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Saving Everyday

SEPTEMBER 12, 2022

My spreadsheet columns are income, monthly bills, necessary spending, and frivolous spending. Negotiate your bills. I come right out and ask them what they can do to lower my bill, usually after reminding them that I’ve been a long-time, loyal customer. Trade services with your friends and family.

Saving Money 52

Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

AUGUST 23, 2012

Heck, even to make an offer on your dream home, you have to negotiate with your spouse and family! They wanted all new furniture for their home so they shopped around to find the store they wanted to use. Most of what he did was to hose down the outdoor filter – and write us a bill for upwards of $100.

Saving Money 202

Saving Money Money Home Home and Garden 202

Savings Corner

APRIL 4, 2024

Covering large medical bills: Health care can be incredibly expensive, and medical problems often arise unexpectedly. If you or a family member needs a procedure, treatment or long-term care that isn’t fully covered by insurance, a home equity loan could be a good way to handle the costs.

Home 52

Home Debt Credit Cards Credit 52

Savings Corner

DECEMBER 27, 2023

Lenders typically like to see that you can cover your monthly bills, including any other loan or credit card payments, and have money left over after your new personal loan payment. Family loan Borrow from a trusted friend or family member. Then you and the lender can formalize the details in a family loan agreement.

Credit 52

Credit January Debt Credit Cards 52