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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

APRIL 4, 2024

Key takeaways Refinancing replaces your current mortgage with a new one, adjusting the rate, term or both. With refinancing, you can change the loan type as well as your lender. Here’s how refinancing a mortgage works, the common options available to you and pros and cons to consider. What is refinancing?

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HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

APRIL 4, 2024

Both typically allow you to tap up to 80 or 85 percent — even 90 percent — of your home’s value, minus your outstanding mortgage balance. Let’s look more closely at how HELOCs and home equity loans work, and how to determine which would work best for you. Home equity loan: What is it?

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