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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

Not sure how to budget for your once-a-year bills? They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! But let me show you how to budget (and pay) for yearly bills with a strategy I’ve used for years. Action Steps to Budget and Pay for Yearly Bills: 1.

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

Key takeaways Refinancing replaces your current mortgage with a new one, adjusting the rate, term or both. With refinancing, you can change the loan type as well as your lender. Here’s how refinancing a mortgage works, the common options available to you and pros and cons to consider. What is refinancing?

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Create a Personal Escrow Account for Your Quarterly & Yearly Bills

Family Balance Sheet

I have built a monthly system to set aside money specifically for our yearly bills and while I still dread this month, I am no longer paralyzed by it. If you struggle paying quarterly or yearly bills on time, then keep reading! I started our personal escrow account years ago, when we refinanced our mortgage.

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HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

Let’s look more closely at how HELOCs and home equity loans work, and how to determine which would work best for you. Others use them to pay off high-interest credit card debt or other bills. $16 Source link The post HELOC Vs Home Equity Loan: How Do They Work? Home equity loan: What is it? homeowners as of year-end 2023.

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Family Office Manager

Family Balance Sheet

While Susan did not work outside of the home, she treated her role as the family office manager as a job and helped her family achieve financial independence over the course of her marriage. Pay our bills in a timely manner. One thing has stayed the same, I am still the Family Office Manager and I still love this job!

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Best Private Student Loans and Current Rates

Savings Corner

Without bills in your name, such as a credit card, car loan or utility, it’s hard to demonstrate that you can pay bills on time. They’ll also look at your or your co-signer’s debt-to-income ratio to make sure you have the funds to pay a student loan bill in addition to any other bills in your name.

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How to Save Money on Your Home’s Mortgage

Prairie Eco-Thrifter

This extra money can be used to fund your retirement account or pay down some bills. Most lenders will be willing to work with you and help you negotiate a lower rate on your mortgage. Your tax bill could be incorrect. Refinancing your loan can save your thousands of dollars a year in interest payments.