Remove Books Remove Donation Remove Grocery Spending Remove Thrift Stores
article thumbnail

25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Dave Ramsey suggests in his book, The Total Money Makeover (affiliate link) , that you create a starter emergency fund of $1000. The following list of 25 ideas is broken into two larger categories: ways to reduce your spending and ways to earn extra money. 2 – Reduce your grocery spending without sacrificing quality.

article thumbnail

5 Easy Budget Categories to Reduce

Family Balance Sheet

And my absolute #1 way to save money at the grocery store is to PLAN OUR MEALS. If you make this one simple change, you will reduce your grocery spending substantially. When you walk into a grocery store with a plan, you eliminate impulse & duplicate purchases. Meal planning really is that effective.

Budgeting 100