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Choose Thrift First Challenge – January Meeting

Family Balance Sheet

In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget.

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Introducing the 2015 Choose Thrift First Challenge

Family Balance Sheet

In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. Our youngest daughter’s dresser practically disintegrated into pieces over the holiday break. In 2015, the monthly challenge will be Choose Thrift First.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Look for money within your budget and find creative ways to earn extra money. 8 – Rethink your gift spending and create a budget for the year. I have a friend who sells cookies and candy during the Christmas and Easter holidays. Become hyper-focused on funding this account. You will be so thankful later.

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Our 2018 Financial Goals

Family Balance Sheet

My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. I want to challenge myself to rethink our purchases by taking advantage of more cost effective solutions, like borrowing, buying second hand, or just making do with what we already have.