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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

Not sure how to budget for your once-a-year bills? But let me show you how to budget (and pay) for yearly bills with a strategy I’ve used for years. It all started years ago when we refinanced our mortgage and were no longer required to send an escrow payment to the bank for real estate taxes and our home owner’s insurance.

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Carnival of Personal Finance #384 – Time for a Laugh Edition

Prairie Eco-Thrifter

They aren’t concerned about the latest deal, craze or freebie. Danielle from Saving Without A Budget shares 5 Smart Investing Tips for 2012. Matt from Budget SNOB presents Personal Finance Advice That Takes Only Minutes To Read, But Will Help For Years To Come. We should take a moment to refresh our perspective.