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Grocery Budget Challenge | July & August

Family Balance Sheet

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. My budget is $450.

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Christmas Savings Club | June Meeting

Family Balance Sheet

We''ve been working towards a goal of a cash Christmas since January and it''s not too late for you to join in. On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. If you are new, please read more about the Christmas Savings Club in the first post and join us.

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Christmas Savings Club | August Meeting

Family Balance Sheet

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Happy 4 months til Christmas!

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. Remember this account is specifically for your emergency fund. Become hyper-focused on funding this account. 2 – Decide where to put the money.