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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. It is NOT a spending account.

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Our 2018 Financial Goals

Family Balance Sheet

We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. This will take us most of the year. This is our very last non-mortgage loan and we send an extra payment every month as part of our Debt Freedom Plan. Save for a camper upgrade.