Buying Second-Hand Giving Holiday Thrifty 
Family Balance Sheet
FEBRUARY 16, 2016
Plan your gift giving for the year using my FREE Gift Spending excel spreadsheet. Challenge yourself to give a thoughtful gift without spending a lot of money. What luxury service can you give up…just until your emergency fund is full. I have a friend who sells cookies and candy during the Christmas and Easter holidays.
Family Balance Sheet
JANUARY 17, 2018
My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. However, we could use a year of extra thriftiness to find any extra funds to accelerate the $10k. However, there are a few things that we will not give up so I will need to include them in our budget.
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