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Are You Letting Your Luxuries Become Needs?

Prairie Eco-Thrifter

Most of us can’t get by without some sort of phone. It allows loved ones to contact us, and it can be useful when you are in an emergency situation. We can surf the Internet, check our email, send each other images, and text with much greater ease. Is That REALLY a Need? The phone is a link to the outside world.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Are you paying too much for home/auto insurance, cable, internet, cell? When we’re crazy busy and the family is demanding that they be fed, I always have the ingredients for spaghetti on hand. Now go through the list and really ask yourself if you use or need all of it. 3 – Reduce your monthly utility bills.

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Save Money – Develop Important Home Owner Skills

Prairie Eco-Thrifter

With interest rates at all time lows, more foreclosures coming on the market and prices at decade low levels, you may be looking to buy a home or investment property. To get the best deal when buying your house, you have to negotiate. To get the best contractor to re-roof your house, you have to negotiate. Record Keeping.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

We use an online account like, Capital One 360 (my referral link). Are you paying too much for home/auto insurance, cable, internet? But when you’re trying to save money, cut out this costly expense. Plan your gift giving for the year using my FREE Gift Spending excel spreadsheet. Try freezer cooking.