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Are You Letting Your Luxuries Become Needs?

Prairie Eco-Thrifter

Most of us can’t get by without some sort of phone. It allows loved ones to contact us, and it can be useful when you are in an emergency situation. TVs, cable, Internet service, certain clothes, particular foods, and even some social activities. Is That REALLY a Need? You need to be able to draw that line.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Are you paying too much for home/auto insurance, cable, internet, cell? When we’re crazy busy and the family is demanding that they be fed, I always have the ingredients for spaghetti on hand. Now go through the list and really ask yourself if you use or need all of it. 3 – Reduce your monthly utility bills.

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Save Money – Develop Important Home Owner Skills

Prairie Eco-Thrifter

To get the best contractor to re-roof your house, you have to negotiate. They wanted all new furniture for their home so they shopped around to find the store they wanted to use. Crystal (owner of Budgeting in the Fun Stuff) wrote about how she annually contacts her cable/internet supplier to get reductions in her bill – step by step.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

We use an online account like, Capital One 360 (my referral link). Are you paying too much for home/auto insurance, cable, internet? But when you’re trying to save money, cut out this costly expense. Plan your gift giving for the year using my FREE Gift Spending excel spreadsheet. Try freezer cooking.