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6 Steps to Creating a Budget You Can Stick To

For the Mommas

Transportation- car note, car insurance, maintenance, gas, etc. Pet care- food, medication, grooming, etc. Food- groceries, eating out, ordering delivery, etc. Miscellaneous- entertainment, clothing, gifts, etc. Utilities- electricity, propane & gas, water & sewage. Telephone/cell phone. Step #3: Trim the fat.