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Are You Letting Your Luxuries Become Needs?

Prairie Eco-Thrifter

Most of us can’t get by without some sort of phone. It allows loved ones to contact us, and it can be useful when you are in an emergency situation. TVs, cable, Internet service, certain clothes, particular foods, and even some social activities. Is That REALLY a Need? You need to be able to draw that line.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. It sounds dreadful, but it is possible to reduce your grocery bill without making everyone in your family miserable. Are you paying too much for home/auto insurance, cable, internet, cell?

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Save Money – Develop Important Home Owner Skills

Prairie Eco-Thrifter

To get the best contractor to re-roof your house, you have to negotiate. Heck, even to make an offer on your dream home, you have to negotiate with your spouse and family! They wanted all new furniture for their home so they shopped around to find the store they wanted to use. Everything is negotiable. Record Keeping.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

We use an online account like, Capital One 360 (my referral link). Read 11 Simple Menu Planning Tips to learn how to reduce your grocery bill without making everyone in your family miserable. Are you paying too much for home/auto insurance, cable, internet? For ideas, read: 5 Make Ahead Breakfast Ideas.