Cars Emergency Fund Home Repair Motivation 
Family Balance Sheet
APRIL 9, 2021
Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? That’s a necessity.
Family Balance Sheet
OCTOBER 18, 2019
1 – Save a starter Home Emergency Fund. Dave Ramsey suggests to have a starter emergency fund of $1000 while focusing on paying off non-mortgage debt. We have definitely dipped into this fund often, so I’m glad I strayed from his advice here. Start Additional Savings Accounts.
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