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30 Free but Thoughtful Christmas Gift Ideas

Family Balance Sheet

This list of thoughtful, but FREE Christmas gift ideas is proof that you don’t need to spend a lot of money on the people you gift to if you use your time, resources, and creativity. These ideas are gifts of time, creativity, and skills. 30 Free (but Thoughtful) Christmas Gift Ideas: 1.

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3 Smart Steps to Pay Cash for Christmas

Family Balance Sheet

Christmas is coming! We will pay cash for Christmas this year and I want that for YOU too! 3 Smart Steps to Pay Cash for Christmas. Include gifts, but also travel, decorations, cards, stamps, parties, etc. If you have been setting aside cash since last Christmas–kudos to you! Think outside the gift box.

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Christmas Savings Club | November 2019

Family Balance Sheet

Today is the final meeting of the 2019 Christmas Savings Club! . On the 25th of every month from January to November in 2019, I held a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly savings goal was $100.

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Normalize Gifting Thrifted Items

Stockpiling Moms

Now, more than ever we need to save money. It is time to normalize gifting thrifted items. It is not only sustainable but also a great way to help reduce your gift giving budget. Normalize Gifting Thrifted Items: Shop all year long! Why am I not thrifting gifts for my friends and family too. And so, I started.

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10 Ideas to Find Cash for Christmas

Family Balance Sheet

The Christmas season is upon us. The season of family, faith, food, and…shopping… collective sigh… The spending part of Christmas can get crazy, so I’ve come up with a list of ideas to find some extra cash for your Christmas spending if you’re coming up short. 10 Ideas to Find Cash for Christmas.

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Christmas Savings Club | October 2019

Family Balance Sheet

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I added the check to our savings. My monthly goal is $100. Read: My Ebates Review.

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10 FREE (but Thoughtful) Christmas Gift Ideas

Family Balance Sheet

Gifts must be expensive and store bought—-SAID NO ONE, EVER! There’s outside pressure during Christmas to spend lavishly only to have the recipient not really like the gift or even use it. I read recently that Americans will spend on average of $800 on Christmas. 10 FREE (but Thoughtful) Christmas Gift Ideas.

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