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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. Also, my friend, Raki, offers a free blank calendar page if you sign up for her email newsletter. The grocery category is the easiest one to reduce. You can find that here: [link].

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