Family Balance Sheet

APRIL 9, 2021

After the FPU class, we looked at our debts differently. We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. But $1000 was not nearly enough money to cover sudden emergencies in both our home and business. I felt like a failure at times.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

MARCH 19, 2014

After the FPU class, we looked at our debts differently. Save $$$ Home Emergency Fund – Dave suggests to start at $1000, but being self-employed, ours is much higher, but it is not quite 3-6 months of expenses. Increase our emergency funds for the home & office to 3 – 6 months worth of expenses.

Debt 100

Debt Money Emergency Fund Goals 100

Family Balance Sheet

AUGUST 11, 2014

I followed Dave Ramsey’s baby steps and did the Financial Peace University class twice, once at home last spring and I enrolled again at church this past spring to stay focused. I’m working on baby step 3 (3-6 months emergency fund) while paying cash for my new home projects. Since it’s a lifetime membership.

Debt Free 235

Debt Free Debt Mom Goals 235