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Reduce Your Spending in 3 Budget Categories | 31 Days to Organize Your Finances

Family Balance Sheet

It is my personal mission as the household manager for my family to live well, but I want us to do so on less money. I want my family to enjoy life, but we also have some pretty serious financial goals that we are trying to achieve. You will not only save yourself money, but also time. It saves us $67 a month.

Budgeting 100
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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Put the money saved into your emergency fund. But when you’re trying to save money, cut out this costly expense. Put the money in your emergency fund instead. If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Put the money saved into your emergency fund. Put the money in your emergency fund instead. If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself. Put the money in your emergency fund. An easy lunch idea in one word: leftovers!

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7 Clever Ways Moms Used to Save Money

Penny Pinchin' Mom

This can ultimately lead to substantial savings that can go toward your financial goal and keep you from being wasteful. It can be anything from kids’ toys to storybooks, recipes, school supplies, kids’ clothes, DIY craft supplies—you name it. With a meal plan, you will only get what you need.