Family Balance Sheet

OCTOBER 15, 2021

My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education. We want to assist them in financing their college years and we needed to make some progress. As mentioned, Upromise is a shopping portal, similar to Rakuten. 108 Months X $72 = $7,776!

College 130

College Used 2020 Saving 130

Savings Corner

DECEMBER 24, 2023

You can get a personal loan from online lenders, banks and credit unions, and the funds are provided in a lump sum. Once you receive the cash, you must make recurring, monthly payments until the debt has been fully repaid. Consolidate debt: You can use a personal loan to consolidate expensive debt, such as credit card debt.

Debt 52

Debt Credit Cards Credit College Tuition 52

Penny Pinchin' Mom

MARCH 11, 2024

Having to deny yourself the instant gratification that comes with spending the money at hand calls for incredible mental fortitude; this is especially true in the era of “Insta-life,” where everyone wants it now, and Instagram models make their lives look so glamorous. I usually make it the first week of the month.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Savings Corner

APRIL 4, 2024

You can use this money for any purpose, including home remodeling , consolidating higher-interest debt , college tuition and other financial needs. Shopping around for the best cash-out refinance rates: Compare at least three different lenders to get a sense of what you qualify for and what rates look like today.

Refinancing 52

Refinancing Work Debt Home Improvement 52

Prairie Eco-Thrifter

APRIL 13, 2011

Are you surprised when your credit card bill arrives at how much more you charged than you thought you had? Now remember, deciding how much to spend on non-essentials (entertainment, dining out, shopping) and how much to put away in your savings can be tricky. Leave your credit cards at home. Yes or No. Yes or No.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Prairie Eco-Thrifter

OCTOBER 22, 2013

If you spend like crazy when you’re shopping, charge up your credit cards, and take out enormous loans to pay for your home or car, then your kids are likely to follow in your footsteps because they’ll think that’s normal behavior. Learning What They Live. Either way, it’s up to you to deprogram them – not anyone else.

Money 234

Money Kids College Tuition Kids and Family 234

Prairie Eco-Thrifter

AUGUST 2, 2011

If you believe in using allowances as part of personal finance training, letting your child take on more and more financial responsibility with an increasing allowance can help them be prepared to make good budgeting and spending decisions when they are on their own. I love to shop garage sales. using what they already have.

College 192

College Money Personal Finance Student 192