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Embrace the Negative!

Prairie Eco-Thrifter

Was it the times you were flush with money or the times you were dirt poor and had to make do? When you were young, you didn’t know the consequences that occur when you leave your allowance laying around, until you want to spend it and can’t find it. Credit card offerings to college students used to be ubiquitous.

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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

We were privileged to be able to do so for a few months but we must stop this for the unforeseeable future. This is not an elective, fun, no-spend month like what we did in January to find funds for our summer vacation. I connected with some college friends via Zoom for a happy hour.

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Our Big Financial Goal for 2016

Family Balance Sheet

We have more important things to do with our money besides sending a large portion of it to the creditors every month. We have a retirement to plan , our daughters’ college to save for, and many places to visit. The goal is to reduce our monthly spending where we can to find extra money to apply to our debt.

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Our 2018 Financial Goals

Family Balance Sheet

However, we could use a year of extra thriftiness to find any extra funds to accelerate the $10k. I want to challenge myself to rethink our purchases by taking advantage of more cost effective solutions, like borrowing, buying second hand, or just making do with what we already have. Start college funds for our two girls.