The Frugal Girl

NOVEMBER 6, 2023

How did you get interested in saving money? I think I’ve always liked to save money. Growing up in a large family, we had enough, but with the specter of inflation and bad job market (gotta love the 70’s and 80’s) , there was definitely a feeling of needing to make sure you had a cushion. That is priceless.

Kids and Family 184

Kids and Family Money Home and Garden Frugal 184

Prairie Eco-Thrifter

JULY 31, 2014

Was it the time you were able to save up and pay for something, or the time the re-possessor came around and took that car back? Was it the times you were flush with money or the times you were dirt poor and had to make do? If you are coasting along, saving 10% of your income, up the ante to 15%. Challenge yourself.

Debt 167

Debt College Student Money 167

Family Balance Sheet

JANUARY 8, 2020

We had worked all year to send extra monthly payments to that final loan and on that early morning I realized the balance was finally at a level that we could pay it off with some of our savings. That book has changed my outlook on reusing, recycling, making do, and rethinking one use products. Are we saving enough?

Financial Goals 130

Financial Goals Goals 2020 2019 130

Family Balance Sheet

APRIL 11, 2020

Pre-coronavirus, I considered having 3 months of expenses saved in cash to be sufficient. Every night my first prayer is that this virus starts to mitigate, the curve flattens to a manageable level for our health care system, and lives are saved. Emergency Savings = Last Resort. Post-coronavirus, not so much!

Budget 246

Budget Budgeting Family Debt 246

Family Balance Sheet

JANUARY 17, 2018

2 – Save $10k in a savings account, specifically earmarked for medical expenses. We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. Save for a camper upgrade. If not, we’ll start saving in 2019.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

JANUARY 26, 2016

We have more important things to do with our money besides sending a large portion of it to the creditors every month. We have a retirement to plan , our daughters’ college to save for, and many places to visit. We will continue to save for travel and it is already part of our budget. I think I’ll survive.

Financial Goals 100

Financial Goals Goals 2016 Debt 100