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Our History with Credit Cards & Switching to Cash

Family Balance Sheet

"Debt is Dumb, Cash is King" - Dave Ramsey. He has successfully inspired thousands of people to a life free of credit cards and debt. It just seemed easier to us to carry and use credit cards versus cash. But Dave Ramsey and Financial Peace University challenged us to think about credit cards & cash differently.

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How to Leverage Your Home to Make Extra Money

Prairie Eco-Thrifter

Learn Additional Skills: Meeting new people and catering to their demands can improve your communication and customer service skills. Senior homeowners can use this money to pay their daily expenses or repay their credit card debt. Damage to your property and belongings is covered in this package. . Consider Reverse Mortgage.

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A Goal Without a Plan is Just a Wish

Family Balance Sheet

However a few years ago, we found ourselves with too much debt and not enough cash. Within a year after settlement, we found ourselves with a lot of debt, not enough cash flow, and very little set aside for emergencies. As much as I wanted to be a property owner, the extra debt was beginning to suffocate us.

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Spring Clean.Your Finances

Family Balance Sheet

The Family Balance Sheet is a form that I created to help me communicate the state of our finances with my husband. It is a one page, visual reminder of our assets (checking, savings and retirement accounts), our liabilities (our debts) and our financial goals. Check your credit report for errors or unauthorized activity.

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Marriage and Money: 5 Tips To Reduce the Money Arguments

Family Balance Sheet

It could be from the stress of unemployment, a large debt load, or the amount of shoes in someone's closet; money can be an evil force in a marriage. It is not always easy to communicate your current financial snapshot with your spouse, so let the balance sheet do the talking for you. Do you want to eliminate your credit card debt?

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