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Reasons to Avoid Debt in 2014

Prairie Eco-Thrifter

I’m sure you’ve heard: household debt is on the rise and consumerism is everywhere. Between credit card offers in the mail promising great rewards and the ability to borrow money for next to nothing, debt can be enticing. My experiences with debt have been 100% negative. When I was 18, I got my first credit card.

Debt 206
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The Deadly Sins of Personal Finance

Prairie Eco-Thrifter

If you let yourself turn to consumerism excessively, you’ll likely become indebted. This can breed short sightedness as you struggle to deal with your debt. Consumerism. Of course consumerism is a deadly sin of finance. We’ll be much better off financially if we turn our backs on consumerism.

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P.E.P. for the Week of February 14-18/11-Planning Edition

Prairie Eco-Thrifter

Beating Broke tells us how we can improve our credit score by adding positive information. When you spend little of the credit you have, creditors look favourable on your because it tells them you are responsible. Sustainable Life Blog shares with us tips on how to repair our credit. Reducing Debt. How about you?

February 113
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Pseudo-advice.

Finally Frugal

The vast majority of these "money moves" involve some form of consumerism, whether it's purchasing the 'best' video camera, obtaining the 'best' rewards credit card, or buying a $350 thermostat to 'save' money on heating and cooling. Pay down debt. Here's some advice, and it's free: Save more money.

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P.E.P. for the Week of February 7-11/11- Valentine’s Kiss Edition

Prairie Eco-Thrifter

The one who finds the item gets credit toward one kiss. Frugal Dad reminds us that the war on debt starts at home and until we make changes there, we are never going to win the battle. Reducing Debt. Consumerism Commentary talks about financial motivation for getting in shape. Where are you at? That’s a tough one.

February 113
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Having a Hard Time Getting By? 3 Budget Leaks You May Be Experiencing.

Prairie Eco-Thrifter

We used to be able to just go shopping when new needed something; every time you go and buy something you won’t use, you’re buying into our consumerism culture. Living Beyond Our Means and Putting Our Lifestyle on Credit. This is a culture where instant gratification is held at a higher importance than stability and financial freedom.

Budgeting 245
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Delayed Gratification: A Strategy to Curb Over-Spending and Secure A Sound Financial Future

Prairie Eco-Thrifter

The consumerism of the current financial climate drives us to acquire more and more ‘stuff’, whether we really need it or not. Over-spending has become a way of life, cheered on by financial institutions and credit card companies, who want us to spend up big so they can earn ever more interest, at our expense.

Money 213