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20 Tips for Frugal Living

For the Mommas

You can use the difference in income to pay off debt, save or invest. One where you spend time with your family, have great conversations, read and get outside to do things that are fun and healthy. Plan the most efficient route to save gas and time. You have more options with a frugal lifestyle.

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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

Instead of writing, “I want to pay off debt” or “I don’t want to live paycheck to paycheck”, commit to “I want to pay off $X of credit card debt in 201X and I will stop using credit cards from this point forward.” A very good friend gave herself one year to get her new business off the ground.