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5 Steps to Saving Money Using Just Envelopes

Couponing 101

So starting on April 1, I’m holding myself to a strict spending limit using the envelope budget method. If that sounds like a system you would benefit from, read on for my step by step guide on how to use the envelope budget method to save money. Step 4: Shop Responsibly and Save! Do not use a credit or debit card!

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Interview with a Self-Made Millionaire

Prairie Eco-Thrifter

For so long, we plodded along with next to nothing while our neighbors were running up their charge cards and using home equity loans to take vacations. We shopped at garage sales, turned down the heat, combined errands to use less gas, didn’t buy a lot of prepared food, cooked at home and the like.

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Find out how Jessica paid off $56,000 of student loans, credit cards, and a car loan.

Family Balance Sheet

Tell us about yourself. I am used to moving a lot! Stop eating out – it’s so much better for your wallet and your waistline to cook at home. Re-examine and shop around for car insurance every so often – I saved $1200 this past year for the same coverage. Where are you from?