article thumbnail

Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

Credit card rewards programs are no different. The rewards encourage you to charge things on their card. carries credit card debt of $15,325, although that figure is somewhat skewed by a small number of extraordinarily debt-stricken families and couples.”. We prefer not to use credit.

article thumbnail

Reasons to Avoid Debt in 2014

Prairie Eco-Thrifter

I’m sure you’ve heard: household debt is on the rise and consumerism is everywhere. Between credit card offers in the mail promising great rewards and the ability to borrow money for next to nothing, debt can be enticing. My experiences with debt have been 100% negative. Debt is exhausting.

Debt 206
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

What Money Advice Would You Give Yourself If You Could Go Back in Time

Prairie Eco-Thrifter

Or put yet another trip to Las Vegas on the credit card. Me from 15 years ago would get an earful about what not to do, and advice on budgeting and saving and staying out of debt. These are lessons that I try to impress upon my son because I don’t want him to make the same mistakes I made 15 years ago.

Money 209
article thumbnail

Best Credit Cards – December 2023

Savings Corner

Empty Table Header WINNER (Click to read review) Best credit card for simple cash back You’ll get 2% cash back on all purchases and a rich sign-up bonus with a single card. That’s market-leading, and makes this card ideal for everyday spending. Bonus rewards at restaurants and U.S. Terms apply. Terms apply.

article thumbnail

Why I Don’t Use Cash Back Credit Cards

Prairie Eco-Thrifter

Many people swear by their wonderful cash back cards. Here is why I don’t use cash back credit cards. Rather than draining corporate profits, cash back rewards programs are ingenious marketing tools that actually increase credit card companies’ bottom lines.” The hassle factor.