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Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

Credit card rewards programs are no different. The rewards encourage you to charge things on their card. Unless you are one of the few that pay off their balance in full each and every time, does it really make sense to carry a card to get loyalty rewards? We prefer not to use credit.

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WIS, WWA | under the weather

The Frugal Girl

I spent: $36 at a ramen place $41 at Sam’s Club And that makes $77. Tuesday I got back late from an orientation about an hour away, so I popped by Panera and picked up dinner for Zoe and me, using a gift card from my credit card rewards. $0 Something very basic, or I’d have remembered it.

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What Money Advice Would You Give Yourself If You Could Go Back in Time

Prairie Eco-Thrifter

These are lessons that I try to impress upon my son because I don’t want him to make the same mistakes I made 15 years ago. ” Even today, I’m sure that there are changes I could make to do even better — we can always improve. Why I Don’t Use Credit Card Rewards Programs. Money Tips'

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How We Frugal-ed in June 2023

Family Balance Sheet

I locked in the CD at my local credit union where it will earn 4.75% during that time frame. My plan is to use this cash first as it will come to term around the same time we will need to make the first college payment. We have already used one of the credits for my daughter’s flight to the Midwest later this summer.

Frugal 100
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Reasons to Avoid Debt in 2014

Prairie Eco-Thrifter

I was so excited to have the freedom the book hotels in advance, shop online, and be the age of majority that I didn’t really take the time to research credit cards or learn how to use one. As a result, I ended up getting myself into a couple thousand dollars worth of credit card debt on things that I didn’t need.

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6 Tricks to Save More Money in 2015

Prairie Eco-Thrifter

Yet, too often we make excuses not to save money, or we feel like our budget is just too tight to save. If you use credit cards, another great source of free money is credit card rewards. One blogger paid for a $600 Christmas thanks to the rewards she had accrued all year. I know I would.

Money 100
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Why I Don’t Use Cash Back Credit Cards

Prairie Eco-Thrifter

Many people swear by their wonderful cash back cards. Here is why I don’t use cash back credit cards. Rather than draining corporate profits, cash back rewards programs are ingenious marketing tools that actually increase credit card companies’ bottom lines.” The hassle factor.