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Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

Credit card rewards programs are no different. The rewards encourage you to charge things on their card. Unless you are one of the few that pay off their balance in full each and every time, does it really make sense to carry a card to get loyalty rewards? We prefer not to use credit.

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What Money Advice Would You Give Yourself If You Could Go Back in Time

Prairie Eco-Thrifter

Me from 15 years ago would get an earful about what not to do, and advice on budgeting and saving and staying out of debt. While my parents talked about saving money and only spending what you have, the lessons were more abstract than practical. My rewards credit cards were feeble, and I didn’t have a plan for using them.

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How We Frugal-ed in June 2023

Family Balance Sheet

Instead, I look for creative ways to save my family money in all aspects of our lives. 2 – We opened up high-interest savings accounts and earned $250 in interest. We got a late start on saving for college so a large portion of our college savings has been sitting in our checking account earning zilch.

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Are Credit Cards From Grocery Stores Worth It?

Prairie Eco-Thrifter

T does have some great tips to save money on organic and healthy food ). Of course there are a bazillion different techniques to save money on food – and credit card rewards are one of the least effective ways – but regardless, I still wanted to take a moment to discuss them. The Gotcha’s of Gas Credit Cards.

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Mastering the Art of Savings: Uncovering Coupons for Your Favorite Stores

Koupon Karen

In a world where every penny counts, mastering the art of savings has become a skill worth honing. Here’s how to navigate the coupon landscape efficiently, ensuring that you never miss out on significant savings. Consider browser extensions like Honey that automatically apply relevant coupons at checkout, saving you time and effort.

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Best Credit Cards – December 2023

Savings Corner

Best credit card for bonus cash back You’ll get rotating 5% cash-back categories as well as fixed bonus categories paying 3% to 5%, like dining and some travel. Best balance transfer credit card This card saves a bundle on interest with its super-long 0% intro APR period on balance transfers (and new purchases), for a low transfer fee.

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The Ultimate Guide to Saving Money with Vouchers and Coupons

Koupon Karen

Among the most popular and effective savings strategies revolve around voucher codes and coupons. Some unlock flat-rate discounts, while others enable percentage or dollar-based savings capped at a maximum cart value. Percentage and dollar-based vouchers increase savings further when applied to already-sale or clearance items.