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How We Frugal-ed in June 2023

Family Balance Sheet

I locked in the CD at my local credit union where it will earn 4.75% during that time frame. My plan is to use this cash first as it will come to term around the same time we will need to make the first college payment. I was leaving money on the table before April and I’m glad I researched for opportunities.

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Reasons to Avoid Debt in 2014

Prairie Eco-Thrifter

When I was 18, I got my first credit card. I was so excited to have the freedom the book hotels in advance, shop online, and be the age of majority that I didn’t really take the time to research credit cards or learn how to use one. Money Tips'

Debt 206
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Why I Don’t Use Cash Back Credit Cards

Prairie Eco-Thrifter

Have you ever had to listen to a dinner companion brag about the ‘free’ trip they took with their cash back reward cards, or watched as the person in front of you pondered which of the dozens of cards in their wallet they should use for this particular purchase? I don’t use cash back credit cards.

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The Ultimate Guide to Saving Money with Vouchers and Coupons

Koupon Karen

Typical examples include: $5 off $25 Purchase Buy One Get One 50% Off Free Item with $50 Order Essentially transaction-specific “gift certificates,” coupons enable one-time use savings on consumer packaged goods, restaurant orders, services, and more. Research factors big for major buys. Subscribing fuels the savings habit.