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Create your debt freedom plan

Family Balance Sheet

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? We celebrated both occasions with a family cruise that we paid for with cash. That’s a necessity.

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Saving Money on Gas – Effective Tips & Strategies

Saving Everyday

Sometimes, you can find areas where you’re spending too much, and rectifying that will keep more money in your bank account for things like gas. When you purchase groceries, prescriptions, and gift cards using your membership card, you earn points that you can apply at the gas pump for up to $0.10 off per gallon.

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5 Ways to Save on Travel Expenses

Saving Cents With Sense

One of the best ways to save is to book a ticket (hotel, cruise, etc.) Do your homework ahead of time by calling your bank and credit card companies for a rundown of possible fees. Either way, find out what to expect then plan on using the least expensive payment method. This site uses affiliate links.

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How To Save For A Dream Vacation + Giveaway

Saving With Shellie

“Our Disney Cruise”) to remind your of your goal. Not only does this help you prevent overdrafts, it also means you’re accumulating a little extra in your account every time you write a check. Again, you’re accumulating a little extra “ghost” money in your account. The Change Jar.