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Find out How Brian & His Wife Paid off $109,000 in Credit Card Debt

Family Balance Sheet

He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I work full time in IT and my wife works part time in retail. It was all consumer debt spread over 5 credit cards. We cut up our credit cards and never used them again. Where are you from?

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

Our mom stayed home to raise us kids; she went to work part-time in the local school system after both my brother and I were in school. My dad was a blue-collar worker – a machine operator on the railroad who sometimes got laid off for periods of time in the winter. What’s the easiest/hardest part of being frugal?

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How to Graduate College Without Being Broke

Prairie Eco-Thrifter

First things first: Be smart about credit. Most undergrads start getting credit card applications in the mail before they’ve finished unpacking in the dorm. Credit cards are far from the glorious tools the banks want you to think they are, but they’re not all bad, either. Next: think about retirement.

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Revenge Spending and Other Married Money Tricks

Prairie Eco-Thrifter

Yet newlyweds as well as long time married folks may not even be aware of some of the money tricks they or their spouse could be using. Here are a couple to watch for and deal with. At the time, I was working part time for about 8 hours a weekend, earning minimum wage. Revenge spending.

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Find out how Jessica & Her Husband Paid off $175,000 of Debt

Family Balance Sheet

Along our part-time business my husband is a senior web designer for Ramsey Solutions aka Dave Ramsey. We live a pretty busy lives and when given free weekends at home we love spending time at home on our little farm. 10K in car payments, $35K in credit card debt. What kind of debt was it? How long did it take you?

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The 5 Most Important Personal Finance Lessons to Teach your Child

Prairie Eco-Thrifter

Prepare for getting into the ones you think you might want to attend – by studying the right subjects, participating in the right activities and working the right kinds of part time or summer jobs. Try for internships to get a feel for what the work is really like. How to manage life activities.

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Find out How Acadia & Her Husband Paid off $97,000 in Student Loans

Family Balance Sheet

My husband works as an architect and I teach art part time at my son’s school. We rarely use a credit card and if we do, we pay it off right away. Just as others may struggle with staying on budget, we struggled in dealing with not having much time for each other or as a family during that time.

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