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Create an Emergency Fund | 31 Days to Organize Your Finances

Family Balance Sheet

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Please refer back to the original post for a complete list of daily assignments. That fund was a life saver, a sanity saver and a marriage saver. What is an Emergency Fund.

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Create your debt freedom plan

Family Balance Sheet

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? Our personal finances are so interwoven with our small business finances that we view them as one.

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Over 40 and Worried about Money? Start here!

Family Balance Sheet

We still refer to it often to remind ourselves of our goals and objectives. A few of my favorite personal finance books: The Total Money Makeover: A Proven Plan for Financial Fitness , by Dave Ramsey. Start Saving for your Emergency Fund TODAY! That emergency fund saved our business, our sanity, and our marriage.

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Our Debt Freedom Plan | Marriage & Money

Family Balance Sheet

We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. We thought credit card debt wasn’t very smart, but a car loan? I refer to it often when we need to make financial decisions. A student loan?

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