Prairie Eco-Thrifter
MAY 29, 2013
For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Only a small portion of your FICO score is based on having and using revolving credit. Where Credit Scores Come From. Your Score.
Prairie Eco-Thrifter
JANUARY 5, 2014
“From Day One, it is crucial to set aside some portion of each paycheck toward a retirement account.” My advice today to young graduates and those beginning their careers is slightly more complex. You should be laser focused on getting rid of any student loans or credit cards. Rafael Pardo. Two words: ‘Human Capital.’
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Family Balance Sheet
OCTOBER 15, 2021
I don’t recall why I never used the account, but I guess it just slipped my mind. Right before the pandemic started, I opened 529 College Savings Accounts for our daughters. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education.
Family Balance Sheet
OCTOBER 14, 2014
Download another budget (but save under a different name) for your other yearly gift giving. There are birthdays, anniversaries,weddings, babies, graduations, Mother’s Day, Father’s Day, Valentine’s Day and many more days to plan for. Gift giving isn’t just a December sport.
The Frugal Girl
MARCH 4, 2024
I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. Now I wish those dollars had gone into our savings accounts. I have no tips for saving on airline travel because, as die-hard roadtrippers, we rarely fly. That’s not right.
Couponing 101
JULY 26, 2011
Did you know that: * Nellie Mae reports that the average amount of credit card debt held by college graduates is $2,700. * USA Today reports that the average college graduate owes about $19,000 in student loan debt. Teach Kids to Save Money Tip #5. Also, open them up a savings account to put the bigger money in.
Family Balance Sheet
JUNE 4, 2015
We paid our bills on time, never carried credit card debt from month to month, but in that moment we could not pay our bills. When my own parents were the age that I am now, I was graduating from college. We had our daughters later in life and at a crucial time in our lives, I stopped our retirement contribution.
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