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How to Freezer Your Credit and Protect Yourself from Identity Theft

Prairie Eco-Thrifter

In addition, you’re left with the burden of proving you are really you and that you didn’t charge up thousands of dollars. Target is facing a backlash and lawsuits thanks to the recent security breach that may have put 110 million customers at risk. Use cash only? What Does It Mean to Freeze Your Credit.

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Target 101 – How to Shop and Save Money at Target

Couponing 101

This is a simple guide to getting the biggest bang for your buck when shopping at Target. Everyone knows Target for its great deals on things you never knew you needed (hello, dollar section!), Read on to learn all about Target’s Cartwheel app, the subscribe-and-save program, and the perks of the REDcard.

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Christmas Shopping the Smart Way

Prairie Eco-Thrifter

We’re just a few short weeks from the Christmas panic. People who wait this long usually aren’t shopping for the perfect gift; instead, they’re just looking to give ANY gift so the people in their lives will know that they care. Use the Internet. If you are going to shop online, try to use a credit card.

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How We Frugal-ed in June 2023

Family Balance Sheet

I accessorized with some clearance finds from Target and Sam’s and we are really happy with our new sunroom. I locked in the CD at my local credit union where it will earn 4.75% during that time frame. My plan is to use this cash first as it will come to term around the same time we will need to make the first college payment.

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Target 101 – How to Shop and Save Money at Target

Couponing 101

This is a simple guide to getting the biggest bang for your buck when shopping at Target. Everyone knows Target for its great deals on things you never knew you needed (hello, dollar section!), Read on to learn all about Target’s Cartwheel app, the subscribe-and-save program, and the perks of the REDcard.

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How to Create a Family Balance Sheet + Get a FREE one for your family!

Family Balance Sheet

I STILL use our spreadsheet today. If you’re interested, keep reading and you’ll see a sign-up box at the bottom of this post. There is a place to put a target balance for your retirement accounts, but if this is too overwhelming, enter your target balance for the year. You could also use a recent appraisal.

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5 Steps to Saving Money Using Just Envelopes

Couponing 101

So starting on April 1, I’m holding myself to a strict spending limit using the envelope budget method. If that sounds like a system you would benefit from, read on for my step by step guide on how to use the envelope budget method to save money. Step 1: Choose Your Target Spending Category. Step 2: Determine Your Budget.