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Money Matters: Brilliant Hacks to Consider Before Purchasing a New Home

Motherhood Moments

Image via Unsplash It is true that the idea of buying a home continues to be the American dream, but one look at the real estate market will tell you that purchasing a property is getting more expensive all of the time. The lower your credit score, the more you may end up paying monthly. Remember to be smart along the way.

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Join Me for the New Year New You Financial Summit

Family Balance Sheet

Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles. She’ll share the 3 steps she used to eliminate $22,000 in credit card debt. Jessi is the founder of the popular personal finance blog, TheBudgetMama.com, where she shares her family’s real life on a budget.

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How to Create a Family Balance Sheet + Get a FREE one for your family!

Family Balance Sheet

The spreadsheet is split between Assets and Liabilities: Assets: Assets are resources that you OWN. Liabilities: Liabilities are what you OWE money on, such as car loans, student loans, credit card balances, and mortgage balances. Column E = Difference between the target balance and the actual balance. Column H = Loan balance.

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How To Get A Business Loan In 6 Steps

Savings Corner

Lenders set their own qualifications for business loans, including time in business, personal and business credit score, annual revenue and collateral. You’ll also need to make sure that you meet the lender’s requirements for credit score, time in business and cash flow, ensuring that your business can easily handle loan repayments.

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How Long Should You Keep Financial Documents

Family Balance Sheet

Credit Card Statements - These can also be found online, so I'm not sure a paper copy is necessary, unless you need it for documentation for tax deductions, then see Taxes below. You should keep any credit card receipts to match up with your statement. If the information matches, you can shred your pay stubs.

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Carnival of Financial Planning – Money Management Edition #231

Prairie Eco-Thrifter

” Jen presents 6 Free Financial Resources & Tools to Improve Your Finances posted at Master the Art of Saving , saying, “If youre interested in monitoring or improving your finances, then you probably dont want to be spending money to do it. Even professional bond market money managers do not beat the bond market.”

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Yakezie Carnival – Credit Cards Edition

Prairie Eco-Thrifter

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Futures introduction.