Credit Emergency Fund Job Loss Personal Finance 
Motherhood Moments
JANUARY 18, 2023
Nobody knows for sure whether we’ll see a recession or not,” said Amy Maliga, financial educator with Take Charge America, a nonprofit credit counseling and debt management agency. An emergency fund is vital regardless of the larger economic climate. Get ahead of a possible job loss by punching up your resume today.
Penny Pinchin' Mom
DECEMBER 17, 2023
Your positive credit report will encourage other lenders to grant similar facilities. Your risk profile goes down as you are no longer a first-time borrower, and your debt-to-income ratio goes down along with your credit utilization rate. This is why you should pay off your high-interest debts like credit cards first.
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