Family Balance Sheet

MARCH 26, 2021

In the same week, I woke up one morning to an icy cold shower and the discovery that our hot water heater was broken beyond repair. Do you have enough cash to cover them or would you have to rely on high-interest credit cards or a loan from your family? If not for that fund, we would most likely have used credit cards to survive.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Penny Pinchin' Mom

FEBRUARY 16, 2024

For example, if you want to buy a car worth $20,000, you could decide to save $1,000 a month for 20 months or $5,000 a month for four months. Use Cash Every time you use your credit card, you are paying interest on that purchase. Ultimately, it is the money you could have saved to buy your dream car.

Cars 52

Cars Car Bank Banking 52

Family Balance Sheet

FEBRUARY 11, 2016

In the same week, I woke up one morning to an icy cold shower and the discovery that our hot water heater was broken beyond repair. Do you have enough cash to cover them or would you have to rely on high interest credit cards or a loan from family? Our saving grace was the money we had saved in our emergency account.

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

Family Balance Sheet

OCTOBER 13, 2014

The total cost for the new tires and the dryer repair was $900. Both instances could have brought us down and we could have reached for a credit card, but thankfully, my husband and I are pretty adamant about having an emergency fund and I want you to become adamant about having one too. An emergency fund is not a spending account.

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

For the Mommas

MAY 22, 2012

Rather than finding yourself in a position where you’re relying on credit cards for these expenses – and then wasting your hard-earned money on paying off those cards in the following months – try creating separate sinking funds instead. can be downright overwhelming.

Craigslist 78

Craigslist West Virginia Bank Banking 78

The Frugal Girl

MARCH 4, 2024

I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. Even though Alan was an IT professional by trade, his logical mind also understands what makes all kinds of mechanical things work, and he can repair just about everything I break.

Green And Frugal 182

Green And Frugal Kids and Family Hotel Frugal 182