Prairie Eco-Thrifter

JUNE 14, 2012

Take personal finances, for example; too many people over-think their finances, with the result that it all seems too hard. So we just give up on trying to control expenditure and saving. Wouldn’t it be much simpler if you only had a few accounts, maybe a working account and one or two savings accounts?

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Simple Finance Budgeting Budget 221

Prairie Eco-Thrifter

AUGUST 19, 2012

Consider it insurance and don’t fret that it’s only earning measly interest in a savings account. Credit card debt remains at an all time high; this is the first debt to attack and get under control. Limit your exposure by aggressively attacking your credit card balances, focusing on one at a time. I’m sure everyone.

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Emergency Fund Insurance Debt Credit Cards 222

freestuff.tv

MAY 18, 2011

Here are some secret tips in creating a budget that can rejuvenate your personal finances and become debt free. Continue making savings automatically: In order to follow the budget and make sure that you get the best results out of it, start saving money religiously.

Budgeting 130

Budgeting Budget Debt Debt Free 130

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. You will also start to repay the money.

Debt 52

Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

MAY 26, 2016

Helping the parents teach my grandchildren to save is an ongoing project of mine. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Trepidation about having the grand-kids open a savings account.

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Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

FEBRUARY 19, 2022

No surprise there; I write a blog about family life and finances. But with my corporate background and interest in personal finance, my husband and I agreed that I would handle all of the day-to-day financial tasks for our home. What does that person do in your home? After motherhood, this role was my dream job!

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Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

APRIL 6, 2012

Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. Here are several of them and the best way to avoid them. TSI presents Superior professional mutual fund manager performance.

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Money Finance Personal Finance Real Estate 133

Family Balance Sheet

FEBRUARY 22, 2011

Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. Three to six months living expenses used to be what the personal finance experts recommended, but in today's environment, maybe six months to a year is more prudent. It is not a spending account.

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Prairie Eco-Thrifter

FEBRUARY 3, 2016

While my spouse and I were in the throes of child rearing we didn’t think much about providing an intentional or structured set of lessons around personal finance. No, we won’t put that on the credit card and pay for it later. And they will see that you put money aside in savings.

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Work Kids Bank Banking 100

The Frugal Girl

MARCH 4, 2024

I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. Now I wish those dollars had gone into our savings accounts. I have no tips for saving on airline travel because, as die-hard roadtrippers, we rarely fly.

Green And Frugal 178

Green And Frugal Kids and Family Hotel Frugal 178

Family Balance Sheet

FEBRUARY 11, 2016

Do you have enough cash to cover them or would you have to rely on high interest credit cards or a loan from family? According to a recent survey , over half of Americans have less than $1000 in their savings and checking accounts. Our saving grace was the money we had saved in our emergency account.

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Emergency Fund Building 2007 Credit Cards 100

Family Balance Sheet

AUGUST 11, 2016

.” Recently Go Banking Rates conducted two studies on savings rates with startling results. Almost 70% of Generation X have less than $1000 in personal savings account. *. of Generation X report a retirement savings account balance of $0.**. Start Saving for your Emergency Fund TODAY!

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

JULY 30, 2012

Save With Each Paycheck Promise yourself that you will save something out of every paycheck. Arrange for your savings amount to be automatically deposited into a savings account. Getting your debts paid off, or under control, is a good saving strategy because it’s saving you dead money which we call interest.

Debt 202

Debt Budgeting Budget Finance 202

Family Balance Sheet

OCTOBER 13, 2014

Both instances could have brought us down and we could have reached for a credit card, but thankfully, my husband and I are pretty adamant about having an emergency fund and I want you to become adamant about having one too. Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive.

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

For the Mommas

MAY 22, 2012

Rather than finding yourself in a position where you’re relying on credit cards for these expenses – and then wasting your hard-earned money on paying off those cards in the following months – try creating separate sinking funds instead.

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Craigslist West Virginia Bank Banking 78