Remove Cupcakes Remove Grocery Spending Remove Motivation Remove Process
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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

Maureen, from The Debt Free Mess Free Life , suggests that you understand what motivates you to act unwisely and spend frivolously (if that is your situation). What need are you trying to fulfill by over spending or shopping? We tend to get so wrapped up wishing and dreaming about the end result that we never start the process.