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A Goal Without a Plan is Just a Wish

Family Balance Sheet

The building offered so much potential, but needed a lot of work and we set out to renovate our dream office. The business softened, renovations were more costly than expected, and we were now the owners of two mortgages, our home and our business. We were excited to cross this accomplishment off our bucket list.

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

And I was pregnant with our youngest daughter, so what should have been a joyous year was quite a stressful one. Our small business was going well, so we said so long to renting office space and purchased a commercial property in the summer of 2012. It was a scary time for us. What got us through financially? Our emergency fund.

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