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Average Personal Loan Interest Rates

Savings Corner

Personal loans are becoming more popular among people looking to consolidate debt and find lower interest rates than credit cards. Your debt-to-income ratio helps lenders determine how much debt you already have compared to your income. According to a Bankrate study, the average personal loan interest rate is 12.10

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7 Ways to Spring Clean Your Finances

Family Balance Sheet

T – time based, tangible, Take a peek at my family’s financial goals–I keep our Debt Freedom Plan on our refrigerator door for a constant reminder of our financial goals. Organize your Financial Documents. photo credit. Are they: S – specific. M – measurable. A – achievable and agreed upon. R – realistic.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

See multiple homes Viewing listing photos online is helpful, but isn’t a substitute for visiting homes in person and getting to know the area and its amenities. These things can hurt your credit score or impact your debt-to-income ratio, which can imperil your final loan approval.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

The photos included with this post are mainly from our travel adventures. I author a blog to document our adventures ( Reflections Around the Campfire ) because I enjoy creative writing and because I wanted a permanent record of our travels, especially for our kids. Yup, I’m a voracious reader. Go figure.