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How to Calculate Home Equity

Savings Corner

Before you can explore how to use this source of wealth, though, you need to know how much you have. This figure, along with your loan-to-value (LTV) ratio, determines the likelihood of being approved for a home equity loan or home equity line of credit (HELOC), and how much money you could be eligible for.

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Meet a Reader | Megan from California

The Frugal Girl

I racked up more debt to move to California, then the fancy car turned out to be a lemon, requiring a bunch of expensive repairs. I decided I was better off trading in the fancy car, but doubled down on poor car choices by getting a brand-new, completely unpractical sports car. Goldilocks, Fun and Practical.

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Ethical Investments: Some Things to Avoid

Prairie Eco-Thrifter

Third World Debt Is there a commitment to helping third world countries tackle their debt crises? Arms Banks may choose to not be involved in lending directly to companies involved in the arms trade or who are involved in supplying arms to regimes but this does not necessarily mean that they have no involvement in the arms trade.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Related Reading: How to Save Money on Groceries.

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Carnival of Financial Planning – Money Management Edition #236 – May 11, 2012

Prairie Eco-Thrifter

. ” Dr Dean presents iPads And Tablets: Ten Ways To Keep ‘Em Safe While Traveling posted at The Millionaire Nurse Blog , saying, “iPad’s size and weight make them great for traveling Read all about how to help keep yours from the black hole that is ‘ airline lost and found.’ PPlan presents U.S.

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Consumer Critique: Dignity Coconuts

Motherhood Moments

You can learn how to use coconut oil on their site. You can read individual stories on the website, as well as learn more about how they are working to stop trafficking before it starts. EcoMax Brushes are Fair-Trade Certified, ethically handmade from High-Quality Natural Fibers.

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Meet a Reader | Jennifer from Arkansas

The Frugal Girl

Staying out of debt was/is very important to me & miraculously I have succeeded this far, praise God. Used bookstores, fair trade products, and locally sourced food/baskets/pottery are favorites, in addition to monthly outings with my kids. Do I know where it went? Heavens, no. What’s one thing you splurge on?

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