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5 Ways to Reduce Your Debt

Prairie Eco-Thrifter

Are you currently in debt? Like many of us who have previously been in debt, I know how difficult financial management can be. Many of us have never been taught the basics as a child and once we reach adulthood, we find ourselves making poor financial decisions that take us down the road of debt. See where you can make cutbacks.

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Take Control of YOUR Money in 2016

Family Balance Sheet

While we made considerable headway in 2015 with reducing our debts, we missed our goal of paying off a loan by the end of the year. I’m not ready to divulge the loan amount, but it is hefty, and paying it off by the end of 2016 is a long shot. So in 2016, I will continue to share our journey to pay off our debt.

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The 5 Most Important Personal Finance Lessons to Teach your Child

Prairie Eco-Thrifter

I hope to show you how to use debt wisely. There are lots of ways to get into to debt. High interest credit card debt can really drag you down, yet you might want to take out a business loan to start up a really great business idea. You wouldn’t want to make a mistake and pay hefty fees.

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How To Get Your Budget To Balance

Prairie Eco-Thrifter

The chances are you already have a hefty credit card debt you are trying to pay off, so adding to it is only going to make things harder. Credit cards are probably the greatest danger to all your best intentions of sticking to your budget. Learn the joys of delayed gratification, even if it hurts in the short-term. Bottom Line.

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Routines – a Powerful Force for Health and Wealth

Prairie Eco-Thrifter

Paying a credit card bill in full each time and on time not only saves outrageous interest charges, it also helps keep you out of debt and boosts your credit score. This allows you to avoid hefty overdraft fees. Paying bills on time, every time is a routine that goes miles towards improving your credit score.

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