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3 Important Lessons in Living Frugally, But Not Too Frugally

Prairie Eco-Thrifter

Cutting back on landscaping services, for example, might seem like a big slash through an unnecessary expense. For example, if you’ve gotten yourself down from five-digit credit card debt to a zero balance, then your monthly bills are the lowest they can be, so it’s okay to spend a little on yourself.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. Write down any events/holidays/activities that will require funds for the month that you are planning, along with a projection of what you’ll need. During that time, I started to budget for everything.

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