Debt Personal Finance Savings Account Vacation 
Family Balance Sheet
MARCH 26, 2021
An emergency fund is NOT a spending account. Please don’t confuse this money with vacation money or new furniture money. Your wants and dreams are secondary and should be saved separately. Create a separate savings account and call it your Emergency Fund. Be diligent about how you use this account.
Family Balance Sheet
FEBRUARY 19, 2022
No surprise there; I write a blog about family life and finances. But with my corporate background and interest in personal finance, my husband and I agreed that I would handle all of the day-to-day financial tasks for our home. Manage long-term savings, such as retirement, college savings.
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Savings Corner
DECEMBER 24, 2023
Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Here are some of the most common applications.
Family Balance Sheet
AUGUST 11, 2016
.” Recently Go Banking Rates conducted two studies on savings rates with startling results. Almost 70% of Generation X have less than $1000 in personal savings account. *. of Generation X report a retirement savings account balance of $0.**. Start Saving for your Emergency Fund TODAY!
Family Balance Sheet
FEBRUARY 22, 2011
Three to six months living expenses used to be what the personal finance experts recommended, but in today's environment, maybe six months to a year is more prudent. Don't confuse this money with vacation money or new furniture money. It is not a spending account. Save it and forget about it. It is for emergencies.
Family Balance Sheet
FEBRUARY 11, 2016
An emergency fund is NOT a spending account. Please don’t confuse this money with vacation money or new furniture money. Your wants and dreams are secondary and should be saved for separately. Create a separate savings account and call it your Emergency Fund. Be diligent about how you use this account.
Family Balance Sheet
OCTOBER 13, 2014
Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. For more on that, read Our Debt Freedom Plan. An emergency fund is not a spending account. Absolutely!
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