article thumbnail

7 Ways to Spring Clean Your Finances

Family Balance Sheet

T – time-based, tangible, In 2019, we paid off six figures of non-mortgage debts. Related Reading : How We Paid off Six Figures of Debt. phone service. internet service. home heating service. It took us many years so I broke the payoff goal into smaller chunks. auto insurance. life insurance.

Finance 130
article thumbnail

Ways to Build Credit Without Relying Solely on Credit Cards

Prairie Eco-Thrifter

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Debt load – 30%. This portion of your score reflects how much debt you carry. If you prefer to pay cash and avoid revolving debt, that’s great.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

How to Get By on One Income When Baby Arrives

For the Mommas

Eliminate debt. Credit card debt and high-interest loans are costing you money that you could use in the long-run. Prepare to live on one income by paying down, or paying off, these debts. Compare service providers to get the best deals for the lowest cost. Put off the things you can live without for now.

Baby 40
article thumbnail

7 Ways to Spring Clean Your Finances

Family Balance Sheet

T – time based, tangible, Take a peek at my family’s financial goals–I keep our Debt Freedom Plan on our refrigerator door for a constant reminder of our financial goals. phone service. internet service. home heating service. Are they: S – specific. M – measurable. A – achievable and agreed upon.

Finance 100