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Meet a Reader | JenRR from the Midwest

The Frugal Girl

After I had kids, I swapped that time to growing all sorts of interesting heirloom foods in my backyard. The first few years after graduating, I racked up a large credit card debt and bought a new SUV that cost approximately the same as my annual salary. We share our home with a 70lb rescued mutt. Enjoying some outdoor time.

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Start Planning and Budgeting for Summer TODAY!

Family Balance Sheet

Swap with another family who could use a date night too. We found junior tennis rackets at a yard sale for our kids. They’re all designed to help you save money, pay off debt, and achieve your financial goals, so please take advantage of them. 8 Summer Date Night Ideas – Need a sitter? Get a community pool pass.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. 15 – Have a yard sale. Do you have a gym membership?

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An Easy Way to Save for Irregular Expenses

For the Mommas

Today I’m participating in the Ultimate Blog Swap. The term “sinking fund” was originally a business term used to designate a savings account where a corporation holds funds for the repayment of a debt in order to improve their liquidity. Yard Sales. Visit Life Your Way to see all of the Ultimate Blog Swap participants!

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How to Drastically Reduce the Amount of Money You Spend Each Month

For the Mommas

Check out local rummage sales, which is a great way to find cheap deals right in your own neighborhood. You can also join swapping groups on Facebook, which allow you to meet other moms and trade gently used items as needed. You aren’t limited to just thrift stores.

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